/* 
   1️⃣ Variables — Brand System
 */
:root {
    /* Brand Colors */
    --primary-color: #F9BC49;
    --secondary-color: #9F6B0F;
    --dark-bg: #000000;
    --light-bg: #ffffff;
    --dark-text: #000000;
    --medium-text: #4A4A4A;
    --white: #FFFFFF;

    /* Font */
    --font-main: 'Montserrat', sans-serif;

    /* Layout */
    --section-padding: 130px;

    /* Radius / Shadows */
    --radius-md: 8px;
    --radius-lg: 12px;
    --shadow-soft: 0 2px 12px rgba(0, 0, 0, 0.08);
}


/* 
   2️⃣ Reset + Accessibility
 */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html,
body {
    overflow-x: hidden;
}


html {
    scroll-behavior: smooth;
    font-family: var(--font-main);
    font-size: 16px;
    color: var(--dark-text);
}

body {
    background-color: var(--white);
    overflow-x: hidden;
}

a {
    text-decoration: none;
    transition: 0.3s ease;
}

.btn:focus {
    outline: none;
    box-shadow: 0 0 0 0.2rem rgba(0, 87, 166, 0.2);
}

i {
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

/* 
   Responsive Typography — Fluid + Accessible
 */

/* Headings scale smoothly from mobile → desktop */
h1 {
    font-size: clamp(2.2rem, 4vw + 1rem, 4rem);
    /* 35px → 64px */
    font-weight: 800;
    line-height: 1.15;
}

h2 {
    font-size: clamp(1.8rem, 3vw + 0.8rem, 3rem);
    /* 30px → 48px */
    font-weight: 700;
}

h3 {
    font-size: clamp(1.5rem, 2.5vw + 0.6rem, 2.25rem);
    /* 24px → 36px */
    font-weight: 700;
}

h4 {
    font-size: clamp(1.25rem, 2vw + 0.5rem, 1.75rem);
    /* 20px → 28px */
    font-weight: 600;
}

h5 {
    font-size: clamp(1.1rem, 1.7vw + 0.3rem, 1.375rem);
    /* 18px → 22px */
    font-weight: 600;
}

h6 {
    font-size: clamp(1rem, 1.5vw + 0.2rem, 1.25rem);
    /* 16px → 20px */
    font-weight: 600;
}

/* Paragraphs & Lists — slightly fluid */
p,
li {
    font-size: clamp(1rem, 0.75vw + 0.8rem, 1.125rem);
    /* 16px → 18px */
    font-weight: 500;
    line-height: 1.65;
}

section {
    padding: 50px 0px;
}



/* 
   4️⃣ Utility Classes
 */
.hero-section {
    padding-top: var(--section-padding);
}

/* Color Utilities */
.text-primary {
    color: var(--primary-color) !important;
}

.text-secondary {
    color: var(--secondary-color) !important;
}

.text-dark {
    color: var(--dark-text) !important;
}

.text-medium {
    color: var(--medium-text) !important;
}

.text-white {
    color: var(--white) !important;
}

.bg-primary {
    background-color: var(--primary-color) !important;
}

.bg-secondary {
    background-color: var(--secondary-color) !important;
}

.bg-light {
    background-color: var(--light-bg) !important;
}

.bg-dark {
    background-color: var(--dark-text) !important;
}

.bg-white {
    background-color: var(--white) !important;
}


/* 
   5️⃣ Buttons — Brand System
 */
.btn-common {
    font-weight: 600;
    border: none;
    padding: 12px 28px;
    cursor: pointer;
    transition: 0.3s ease;
    font-family: var(--font-main);
}

.btn-primary {
    background: var(--primary-color);
    color: var(--white);
    border-radius: 5px;
}

.btn-secondary {
    border: 2px solid var(--primary-color);
    border-radius: 5px;
    background: transparent;
    color: var(--primary-color);
}

.btn-primary-pill {
    background: var(--primary-color);
    border-radius: 50px;
    color: var(--white);
}

.btn-secondary-pill {
    border: 2px solid var(--primary-color);
    border-radius: 50px;
    color: var(--primary-color);
}


.btn-secondary:hover,
.btn-secondary-pill:hover,
.btn-primary:hover,
.btn-primary-pill:hover {
    opacity: 0.82;
    transform: scale(1.05);
    transition: all 0.25s ease;
    box-shadow: 2px 2px 5px rgb(0, 0, 0);
    /* Shadow */
}

.gradient-bg-light {
    background: linear-gradient(90deg, rgba(244, 175, 54, 0.1) 0%, rgba(253, 246, 123, 0.1) 50%, rgba(244, 175, 54, 0.1) 100%);
    border: 2px solid var(--primary-color);
}

.common-bg-light {
    border: 2px solid var(--primary-color);
}

/* Stats Icons & Text */
.thirty-icon {
    width: 30px !important;
    height: 30px !important;
}

.forty-icon {
    width: 40px !important;
    height: 40px !important;
}

/* Stats Icons & Text */
.fifty-icon {
    width: 50px !important;
    height: 50px !important;
}

/* Stats Icons & Text */
.sixty-icon {
    width: 60px !important;
    height: 60px !important;
}

/* Stats Icons & Text */
.eighty-icon {
    width: 80px !important;
    height: 80px !important;
}

/* Stats Icons & Text */
.ninety-icon {
    width: 80px !important;
    height: 80px !important;
}

/* FAQ Section */
.faq-section {
    background: #ffffff;
}

/* FAQ Box Style */
.faq-item {
    border-radius: 14px;
    margin-bottom: 14px;
    overflow: hidden;
    box-shadow: var(--shadow-soft);
}

/* Question Button */
.faq-btn {
    background: none !important;
    font-size: 18px;
    font-weight: 600;
    color: var(--dark-text);
    padding: 18px 20px;
    border-radius: 14px !important;
    box-shadow: none !important;
}

/* Answer Section */
.faq-body {
    background: #fff;
    padding: 18px 24px;
    font-size: 16px;
    color: var(--dark-text);
    text-align: left;
}

/* Hide default arrow, add + / - icons */
.accordion-button::after {
    font-family: "bootstrap-icons";
    content: '\f4fa';
    /* + icon */
    background-image: none !important;
    font-size: 22px;
    color: var(--dark-text);
}

.accordion-button[aria-expanded="true"]::after {
    content: '\f2ea';
    /* - icon */
}

.expert-form .input-box {
    background: linear-gradient(0deg,
            var(--white) 0%,
            rgba(0, 0, 0, 0.02) 50%,
            rgba(249, 188, 73, 0.12) 100%);
    border-radius: 50px;
    padding: 14px 20px;
    box-shadow: var(--shadow-soft);
    border: 1px solid rgba(159, 107, 15, 0.15);
}


.expert-form .input-box input {
    font-size: 16px;
}

.mutual-funds-info-section h2 {
    font-weight: 800;
    font-size: 46px;
    line-height: 1.2;
}

.mutual-funds-info-section .mf-info-box {
    border: 2px solid var(--primary-color);
    border-radius: var(--radius-md);
    font-size: 18px;
    color: var(--dark-text);
    max-width: 1100px;
}


@media (max-width: 767px) {
    .mutual-funds-info-section h2 {
        font-size: 32px;
        text-align: center;
    }

    .mf-info-box {
        font-size: 16px;
    }

    .mf-type-card {
        text-align: center;
        flex-direction: column-reverse;
        gap: 12px;
    }

}

.mf-type-card {
    padding: 24px;
    border-radius: 14px;
    border: 2px solid #e0ecf7;
    box-shadow: var(--shadow-soft);
    min-height: 160px;
}

.mf-type-card h5 {
    font-size: 22px;
}

.benefit-card {
    text-align: start;
    border-radius: 20px;
    padding: 25px;
    box-shadow: 0px 4px 15px rgba(0, 0, 0, 0.08);
    transition: 0.3s all ease-in-out;
    min-height: 285px;
}

.benefit-card:hover {
    transform: translateY(-8px);
}

.benefit-img {
    width: 100%;
    margin-bottom: 15px;
}

.process-box {
    border-radius: 10px;
    padding: 14px 20px;
    margin-bottom: 14px;
    font-size: 18px;
    line-height: 1.4;
    display: flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0px 4px 14px rgba(0, 0, 0, 0.04);
}

.process-box strong {
    color: var(--secondary-color);
}

.process-icon-wrapper {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 4px solid var(--white);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.08);
    position: relative;
}

.process-icon-wrapper img {
    z-index: 10;

}


.process-step {
    position: relative;
}


/* Connecting Lines — Desktop Only */
@media (min-width: 992px) {

    .process-step:before,
    .process-step:after {
        content: "";
        position: absolute;
        top: 39px;
        width: 55%;
        height: 3px;
        background: var(--primary-color);
    }

    .process-step:before {
        left: -55%;
    }

    .process-step:after {
        right: -55%;
    }

    .process-step:first-child:before,
    .process-step:last-child:after {
        display: none;
    }
}

.whatsapp-float {
    position: fixed;
    bottom: 20px;
    right: 20px;
    background-color: #25D366;
    color: white;
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    box-shadow: 0 4px 8px rgba(0, 0, 0, .3);
    z-index: 999;
    text-decoration: none;
    transition: background-color .3s ease, transform .2s ease;
}

.whatsapp-float:hover {
    background-color: #1ebe5d;
    transform: scale(1.05);
}

.whatsapp-float i {
    line-height: 1;
}